---
title: "Allvädersportföljer: Passiva portföljer med ETF:er och fonder som balanserar risk mellan olika tillgångsslag"
id: "29159"
type: "page"
slug: "allvadersportfoljer"
published_at: "2026-05-19T12:38:06+00:00"
modified_at: "2026-10-20T13:16:43+00:00"
url: "https://neuroquant.ai/en/allvadersportfoljer/"
markdown_url: "https://neuroquant.ai/en/allvadersportfoljer.md"
excerpt: "Allvädersportfölj bygger ekonomisk trygghet över tid Med en väldiverifierad allvädersportfölj prioriterar vi överlevnad före maximal avkastning. Tänk dig en portfölj som ger stabilitet – oavsett om börsen går upp eller ner. Se hur plattformen fungerar Historisk avkastning garanterar inte framtida..."
---

# All-weather portfolio builds financial security over time

With a well-diversified all-weather portfolio, we prioritize survival over maximum return. Imagine a portfolio that provides stability - regardless of whether the stock market goes up or down.

See how the platform works[Get 50% off Premium](https://app.neuroquant.ai/en/pc/register?plan=premium&interval=monthly)

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448 SEK first month,thereafter 895 SEK/month. No commitment period.

*Historical returns do not guarantee future results. Our strategies are for inspiration – not personal advice.*

## Balance and security with an all-weather portfolio

Our passive portfolios are not designed to chase maximum returns in a tailwind. They are built to weather the storms and continue to perform when other strategies are underperforming.

With our all-weather portfolios, you get a stable, globally diversified foundation that balances risks and opportunities across multiple asset classes. This not only makes the portfolio more resilient in downturns – it also increases the chance of capturing more trends than a pure equity portfolio.

Under the right conditions, they can even outperform the stock market, precisely because they are not locked into a single asset class. Gold, interest rates, commodities or other markets can carry the portfolio forward even when the stock market is sluggish.

A solid foundation also reduces the risk of making hasty decisions in stressful situations, such as panic selling when the market is falling. The best strategy is not the one that sounds best on paper, but the one you can actually follow through both ups and downs.

*“You should have a strategic asset allocation that assumes you don't know what the future will bring.”*

**– Ray Dalio**

## NQ Box Play and NQ Power Play

We offer two passive model portfolios: NQ Box Play and NQ Power Play.

Description

|  | NQ Box Play | NQ Power Play |
| --- | --- | --- |
| Universe | ETFs/funds | ETFs/funds |
| Rebalancing | Semi-annually | Semi-annually |
| Number of holdings | 6 | 8 |
| Risk level | 🟩 Low | 🟨 Medium |
| Purpose | Diversification | Diversification |

Holdings and portfolio weights for our all-weather portfolios and other model portfolios are included in our [premium package](/priser)
.

## Development for the model portfolios

The model portfolios have fixed holdings and are rebalanced semi-annually, and the development presented on the platform and website refers to portfolios without leverage.

### Development of model portfolios

|  | 2022 (%) | 2023 (%) | 2024 (%) | 2025 (%) | YTD (%) |
| --- | --- | --- | --- | --- | --- |
| NQ Box Play | -5,6 | 10,3 | 14,8 | 8,3 | 14,2 |
| NQ Power Play | 1,9 | 8,9 | 24,5 | 7,9 | 10,5 |
| 60/40 portfolio | -17,6 | 15,1 | 6,7 | 12,8 | 9,6 |

Performance based on closing prices from August 31, 2026. Performance in SEK. The comparison portfolio is a traditional 60/40 portfolio (60% equities, 40% fixed income) consisting of XACT Sweden and AMF Räntefond Mix. Historical performance is no guarantee of future results.

### Key figures (2 Jan 2017 to 31 Aug 2026)

|  | Return (%) | CAGR (%) | Sharpe | Volatility (%) | MaxDD (%) |
| --- | --- | --- | --- | --- | --- |
| NQ Box Play | 125,1 | 8,3 | 1,0 | 7,1 | -15,7 |
| NQ Power Play | 160,1 | 9,9 | 1,1 | 7,9 | -16,3 |
| 60/40 portfolio | 99,3 | 7,7 | 0,6 | 10,9 | -24,9 |

Between 2017 and 2023, key figures are based on simulated performance. Performance in SEK. The comparison portfolio is a traditional 60/40 portfolio (60% equities, 40% fixed income) consisting of XACT Sweden and AMF Räntefond Mix. Historical performance is no guarantee of future results.

**Why not just buy indices?**  
Many people focus on the final return, but it's the journey that determines whether you actually experience it. Big declines increase the risk of giving up or being forced to sell at the wrong time, and that's often where the real loss occurs. A strategy that provides a smoother journey not only reduces risk, but also increases the likelihood that you can stick to the plan when it really matters. That's why portfolios focus not only on high returns, but on creating a journey that you can actually follow all the way.

---

## How an all-weather portfolio differs from just owning stocks

| Perspective | All-weather portfolio | Index |
| --- | --- | --- |
| Risk control | Balances stocks, fixed income, commodities and gold for even risk | Completely dependent on the stock market |
| Regimo-elect | Works in both inflation, deflation and growth phases | Requires positive growth and low inflation |
| Diversification | Builds on correlations between assets for stability | Lacks protection against interest rate declines or inflation |
| Capital discipline | Stable weight distribution with periodic rebalancing | No risk adjustment |
| Potential edge | Smoother development, smaller drawdowns, higher Sharpe over time | Higher swings and bigger drawdowns |
| Challenge | Can feel "boring" during strong stock market upswings when stocks dominate | Feels good on the rise, but painful on the decline |

---

## Is an all-weather portfolio right for you?

Our all-weather portfolios are suitable for investors who seek security and stability rather than maximum risk. Use the checklist below to see if it's right for you.

Suitable for you as…

- Want a portfolio that can handle both ups and downs and sideways movements.
- Have a long-term investment perspective, at least 3–5 years.
- Want to minimize the need for active follow-up and engagement.
- Prefers low volatility and wants to avoid large swings.
- Want a secure base portfolio that is supplemented with other strategies when necessary.

Less suitable for those who…

- Seeking to beat the market every year with big gains.
- Wants to be highly active and make their own decisions often.
- Gets worried when the portfolio deviates from a popular index fund.
- Need access to capital within a short time or have a short investment horizon.

**Tips:** If you are unsure, combine an all-weather portfolio for stability with a smaller proportion of a more active strategy for growth opportunity.

## Passive all-weather portfolio vs active tactical strategy

|  | Passive all-weather portfolio | Active tactical strategy |
| --- | --- | --- |
| Purpose | Create a stable base that works in all market situations. | Take advantage of market strength and trends for higher risk-adjusted returns. |
| Investment style | Passive and long-term, low management. | Active, signal-driven and adapted to market movements. |
| Assets | Broadly diversified asset classes (stocks, interest rates, commodities, gold). | Focus on trending assets or themes, faster reallocation. |
| Rebalancing | Semi-annually or according to a fixed schedule. | Monthly or according to signal – higher activity. |
| Risk level | Low to medium — focus on stability. | Medium to high — higher potential but also higher variation. |
| Benefits | Easy to follow, requires less active follow-up, good for long-term sustainability. | Can capture strong market trends, potential for higher returns relative to risk. |
| Disadvantages | Relatively lower peak returns and follows certain market climates even during downturns. | Can be more volatile, requires higher commitment and may not always beat the market in sideways situations. |
| Best suited for | Investors who want a stable foundation, save long-term and avoid major roller coasters. | Investors who are comfortable with strategy variation want to follow market strength and handle higher activity. |

[Read more about our tactical portfolios on ETFs](/taktiska-strategier-med-etfer)

**Important to understand**

Diversifying portfolios can be both rewarding and frustrating. Rewarding because they reduce the risk of big losses, but frustrating when certain parts lag during strong market periods. That's the point of an all-weather portfolio: different assets perform at different times. In the long run, it creates a smoother ride and a higher likelihood that you can follow your plan all the way.

---

## How an All-Weather Portfolio Has Developed Historically

The graph shows a backtest of a traditional all-weather portfolio over the period January 2006 to November 2025, with exposure to stocks (SPY), long-term government bonds (TLT), intermediate-term government bonds (IEF), gold (GLD), and commodities (DBC).

### Key figures

| Key figures | Simulated all-weather portfolio | SPY ETF |
| --- | --- | --- |
| CAGR (%) | 8,4 | 12,0 |
| Sharpe | 0,88 | 0,57 |
| Volatility (%) | 9,5 | 20,9 |
| MaxDD (%) | -12,2 | -40,3 |
| Beta | 0,4 | – |

The simulation is based on historical prices for USD-listed ETFs and is converted to SEK. The results are hypothetical and do not reflect an actual portfolio. Historical performance is not a guarantee of future results.

RISK WARNING

Investing in financial markets always involves risk. Historical performance is no guarantee of future results, and there is a possibility that you may lose all or part of your invested capital. Our analyses and indicators are based on historical data and statistical models, but these models cannot predict future market movements with complete certainty.

The value of investments may fluctuate significantly due to market conditions, company-specific factors and global economic events. It is important that you carefully consider your financial situation and your ability to bear potential losses before investing. The Service does not provide personal investment advice and recommends that you seek independent financial advice before making any investment decisions.

NeuroQuant employees may own or trade securities mentioned in analyses or based on indicators used in our services. This may potentially create conflicts of interest, but we strive for full transparency and professional integrity in all our activities. Following our analyses and indicators involves increased risk if the market moves in an unpredictable manner. You should only invest money that you are prepared to lose and understand that past performance, analyses or models provided through the service do not guarantee future results.

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### Frequently asked questions

What does the service offer?

We offer systematic investment strategies, signals and education to help you make better investment decisions. The focus is on providing clear and objective signals without unnecessary noise.

What types of investors can use the service?

Everyone! Our strategies are suitable for both beginners and experienced investors. We offer simple solutions for those who want to get started quickly and in-depth analysis for those who want to get nerdy.

What prerequisites are required?

No prior knowledge is required, but there are no shortcuts to success. We recommend that you go through all of our educational materials to get a good understanding of the strategies we offer.

How do your systematic strategies work?

Our strategies are based on robust rules and historical data, not forecasts. We follow trends and market signals that have been proven to work over time. For some it may be a new and different way to invest, for us it is an obvious approach that gives us an advantage over many other investors.

Is it difficult to get started?

No, you can start with our ready-made strategies right away. We guide you step by step so that you can quickly start taking advantage of analyses and signals.

Can I combine your strategies with other investments?

Yes, our strategies can serve as a complement to your existing portfolio or as a complete investment solution.

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